frequently asked questions
What is Portfolio Cafe?
Why was the site created?
What are the advantages of using models for investing?
What is a "model" and how many securities are in a model?
Morningstar defines ETF Managed Portfolios as “investment strategies that typically have more than 50% of portfolio assets invested in exchange-traded funds…” At Portfolio Cafe, our Wealth Strategies are 100% invested in exchange-traded funds, or sometimes cash if you invest in our risk-managed portfolios that offer downside protection.
When market risks are low (known as a “risk on” environment), our ETF Wealth Strategies are typically positioned for growth. When market risk is medium, our portfolios might invest in more stable or undervalued areas. The risk-managed portfolios could also have a higher percentage of cash. When market risk is high (“risk off”), we tend to get defensive. Portfolio Cafe’s risk-managed portfolios can go up to 100% cash in extreme conditions.
Portfolio Cafe’s specialty Wealth Strategies ETF models will typically hold 2-3 ETFs and the Active Trader Strategies will typically hold between 10 and 20 stocks at a given time. Our Keystone Wealth Strategy, designed as a complete portfolio offering will hold up to 12 ETFs.
How often are the models updated?
ETF models are updated on the first trading day of every month and the Stock Strategies are updated every Monday before the NYSE open.
What are the advantages of Exchanged Traded Funds ("ETFs")
Does Portfolio Cafe use inverse ETFs in any of the models?
What is tactical asset management?
How do I find out about any changes made to the models.
We announce new updates to the ETF Strategies via the Members dashboard before the NYSE open on the first trading day of the new month.
Our Stock Strategies are updated automatically each Monday, generally a few hours before the NYSE open. Members can access the updates via the Members dashboard.
Are you are Registered Investment Advisor?
Do you offer managed accounts?
Fortier Financial is an operating division of Capital Markets IQ, a SEC Registered Investment Advisor. Investors who choose to open an account with Fortier Financial will have the opportunity to work directly with a financial advisor who is versed in Portfolio Cafe model strategies. In addition, investors will receive a personal app that will allow them to track their investments and more.
Currently, custody of accounts is with Fidelity.