Confidence and Peace of Mind with Your Investing.

Your financial goals are important. They should not be left to chance. By applying a systematic, rules-based process, our portfolios constantly adapt to the changing market. The result is lower volatility and more consistent results in both good markets and bad. That’s investing the way it should be.

Sophisticated Portfolios

We use an advanced algorithm to build a diversified global portfolio of ETFs giving you access to strategies normally available only to large institutions and hedge funds

No guesswork

Our rules-based process produces precise buy and sell signals month after month. By elimination of human emotions you eliminate the #1 reason investors underperform the market.

Sleep Well

No longer do you have to fear big market declines…our systematic approach will keep you safely protected by automatically providing your account with downside protection.

Focus Three Global Tactical

The Focus Three model examines the performance of stocks, bonds, real estate, gold, and commodities, on a global basis and selects the top three to position the model for maximum, risk-adjusted growth.

During adverse economic conditions, the model may automatically allocate to cash and/or short-term U.S. Government bonds to avoid major losses.


Keystone is Portfolio Cafe’flagship model.  It’s actually eight separate models blended into one solution that can represent the core holding of a diversified portfolio.

Its trademark low volatility and consistent growth make this model attractive for a variety of investor’s needs of all ages.

Vanguard Asset Allocation

This model uses a dynamic approach to asset allocation to invest in the top three, ranked Vanguard ETFs chosen from a basic representing most major asset classes, regions, and sectors.

During defensive periods, the model will automatically adjust to cash and short-term bonds in order to protect capital from significant loss.

U.S. Style Box Rotation

The U.S. Style Box strategy dynamically rotates to own the top two, dominant market themes at any given time.

During periods of economic stress, the model will automatically adjust to hold cash and short-term bonds in order to protect from significant downside loss.

U.S. Sector Rotation

At any given time some sectors of the economy are performing better than others.  The Sector Rotation strategy identifies the top three performing strategies and holds each in equal weight.

During periods of market stress, the strategy will automatically move to a defensive position that may include cash and short-term bonds.


This model strategy rotates among the top performing country funds that make up the MSCI Emerging Markets Index.

During unfavorable market periods, the strategy may own cash, short-term bonds, or a position in an inverse emerging market ETF

World Traveler

This strategy rotates among the top performing country ETFs that make up the MSCI Developed Country Index.

During unfavorable market periods, the model can invest in cash, short-term bonds, and an inverse MSCI EAFE ETF.

Your Search is Over for a better way to invest

We believe that investors need a better way to invest.  A way that leads to more predictable results.  A way that saves time and money.  A way that minimizes human emotions that often leads to poor investment decisions.

We believe that many of the popular approaches to investing do not adequately address the real world needs of investors.  Traditional methods expose investors to potentially large losses that can derail financial dreams.

Unfortunately, much of the commonly available investment advice is laden with conflicts of self-interest.  Our models and principles are based upon academic research and real-world experience.

Our easy to follow investment models dynamically adjust to market risks and automatically protect your portfolio from the dangers of highly volatile markets.


  • Adaptive ETF strategies adjust to changing market conditions.
  • Earn higher return with less risk.
  • Takes less than 15-minutes a month to update your portfolio.

Start Generating Consistent Returns

And Take Back Your Financial Freedom

Here is how it works.

Access the Latest Recommendations

Access our models from your Members Dashboard

Update Your Portfolio

Save Time.  Updating your portfolio takes only minutes per month.

Repeat Once a Month

Our Adaptive ETF models are updated each month and dynamically adjust with the market.  This keeps you invested in the best performing ETFs

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